Modern kitchen with wooden dining table, white chairs, hanging light fixtures, and wooden cabinets.

Owner Occupier Home Loans

Helping You Move Into the Home You Love

At Veritas Home Loans, we make owning your home easier. Whether you're a first-home buyer stepping into the property market or a homeowner looking to upgrade, downsize, or refinance, we’re here to help you find the right owner occupier loan — one that suits your lifestyle, budget, and future plans.

What is an Owner Occupier Loan?

An owner occupier loan is a home loan for people who plan to live in the property they’re buying. These loans often come with lower interest rates and better terms compared to investment loans, making them a smart option for everyday homeowners.

Why Choose Veritas for Your Home Loan?

Expert Guidance, Every Step of the Way

From getting pre-approved to signing the final paperwork, we make the process clear and stress-free. We’ll explain your options, break down the numbers, and take care of the details so you can focus on finding your perfect home.

Tailored Solutions

No two borrowers are the same. That’s why we take the time to understand your unique goals and financial situation. Whether you're after a fixed rate, variable rate, or a loan with an offset account, we’ll match you with a lender and product that fits.

Access to a Wide Range of Lenders

We work with a large panel of trusted banks and lenders, giving you more choice and competitive rates. Our goal? To find the right loan for you, not the bank.

Not Sure Where to Start?

We’ll help you make sense of it all. Contact Veritas Home Loans for a friendly, obligation-free chat about your options.

📞 Call us today 0492 958 575 for a no obligation chat
📩 Or get started online — it’s fast and easy